Define once, execute deterministically. Graam replaces fragmented spreadsheets, proprietary CDI files, and one-off models with a single platform that structures deals, projects cashflows, and produces IC-ready outputs.
CDI files, vendor lock-in, black-box waterfalls. Every desk rebuilds the same infrastructure.
Spreadsheet default models, ad-hoc loss curves, inconsistent assumptions across deals.
Analysts spend days assembling IC memos from disconnected analyses.
How It Works
Upload a prospectus or loan tape. Graam extracts the structure, models collateral, runs scenarios, and produces outputs — IC reports, legal documents, cashflows, and analytics.
IC Reports
End-to-end investment committee packages for Auto ABS, RMBS, and CRT.
Deal Structuring
Extract from prospectus or build from spec with WAL validation.
Collateral Analysis
Empirical loss curves from 500+ EDGAR deals with vintage comparison.
Rating Analysis
S&P methodology — pool classification, stress testing, implied ratings.
Cashflow Projection
CDR/CPR/severity scenarios, breakeven solver, waterfall execution.
Historical Performance
EDGAR time series, Freddie Mac SFLLD, S-curve analysis.
Model Training
GAM and logit default models trained on historical loan data.
Legal Documents
Prospectus generation from validated deal models.
Tape Stratification
Pool composition by FICO, LTV, rate, term, and geography.
Document Intelligence
Query prospectuses in natural language with inline citations.
Open Source
Graam's cashflow engine is open source. Collateral projections, waterfall execution, and bond analytics — no vendor lock-in.
View on GitHubIC reports on live deals, structuring walkthroughs, and open-source deep dives.
Read the blogBook a demo